Best Recipes Compilation

Tag:

coffee

Halloween Recipes
22 Best Ideas Halloween Coffee Drinks

by admin July 31, 2024

by admin July 31, 2024

22 Best Ideas Halloween Coffee Drinks .When you’ve finished transforming the house into a haunted estate and have your frightening costume all planned out, all that’s left to do is…
Best Recipes
20 Amazing Iced Coffee Drinks Recipes

by admin March 29, 2024

by admin March 29, 2024

1. Coconut Iced Coffee With Mini Chocolate Glazed Coffee Doughnuts Get The Recipe here: Coconut Iced Coffee With Mini Chocolate Glazed Coffee Doughnuts 2. Orange Spice Iced Coffee Get The…
Best Recipes
Coffee Tres Leches Cake

by admin December 11, 2023

by admin December 11, 2023

Coffee Tres Leches Cake — A coffee-flavored take on the famous Tres Leches Cake! This incredibly delicious coffee cake creation will steal your heart (and taste buds)! For this coffee…
Best Recipes
Kahlua Coffee Brownie Cheesecake

by admin December 6, 2023

by admin December 6, 2023

This Kahlua Coffee Brownie Cheesecake is made with a dense brownie on the bottom, topped with kahlua and coffee cheesecake and finished off with a layer of chocolate ganache and…
Christmas Recipes
Top 21 Christmas Coffee Cake

by admin December 8, 2022

by admin December 8, 2022

Top 21 Christmas Coffee Cake .Change your holiday dessert spread into a fantasyland by offering standard French buche de Noel, or yule log cake. Rich chocolate genoise (sponge cake) is…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?