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Thanksgiving Recipes
The Best Vegan Thanksgiving Funny

by admin February 16, 2024

by admin February 16, 2024

The Best Vegan Thanksgiving Funny .This is my very first time doing Thanksgiving outside of my parent’s residence (very first time also cooking anything for Thanksgiving) so I want to…
Thanksgiving Recipes
30 Of the Best Ideas for Vegan Thanksgiving 2019

by admin September 1, 2022

by admin September 1, 2022

30 Of the Best Ideas for Vegan Thanksgiving 2019 .I don’t understand the number of times I made that cheeseball last year during the holiday season and also every single…
Thanksgiving Recipes
The Best Ideas for Vegan Thanksgiving Meals

by admin August 28, 2022

by admin August 28, 2022

The Best Ideas for Vegan Thanksgiving Meals .I don’t know exactly how several times I made that cheeseball last year throughout the holiday season and every time, individuals asked for…
Thanksgiving Recipes
The top 30 Ideas About Vegan Thanksgiving Entree

by admin August 20, 2022

by admin August 20, 2022

The top 30 Ideas About Vegan Thanksgiving Entree .I simply wanted your point of view. This is my very first time doing Thanksgiving outside of my moms and dad’s house…
Thanksgiving Recipes
Best 30 Vegan Thanksgiving Dessert Recipes

by admin July 31, 2022

by admin July 31, 2022

Best 30 Vegan Thanksgiving Dessert Recipes .Rather of linking a bow around a container, make a set of these candied peanuts and provide them rather. Someone once told me that…
Thanksgiving Recipes
30 Ideas for Vegan Thanksgiving Side Dishes

by admin May 18, 2022

by admin May 18, 2022

30 Ideas for Vegan Thanksgiving Side Dishes .I just desired your point of view. This is my first time doing Thanksgiving outside of my parent’s home (first time also cooking…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?