Best Recipes Compilation

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themed

Christmas Recipes
The Best Christmas themed Appetizers

by admin March 21, 2024

by admin March 21, 2024

The Best Christmas themed Appetizers .Transform your holiday dessert spread out into a fantasyland by offering conventional French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge cake)…
Fall Recipes
Top 30 Fall themed Cupcakes

by admin October 24, 2023

by admin October 24, 2023

Top 30 Fall themed Cupcakes .Welcome fall with these delicious autumn-inspired recipes. Each recipe celebrates the tastes of our harvest, and also numerous recipes include seasonal produce, like apples, pumpkin…
Christmas Recipes
21 Of the Best Ideas for Candy themed Christmas ornaments

by admin January 11, 2023

by admin January 11, 2023

21 Of the Best Ideas for Candy themed Christmas ornaments .Simply days out from Christmas, as well as the RecipeTin Household still haven’t chosen our menu. This is not uncommon.…
Christmas Recipes
The 21 Best Ideas for Candy themed Christmas Tree

by admin November 9, 2022

by admin November 9, 2022

The 21 Best Ideas for Candy themed Christmas Tree .Christmas is the most traditional of Finnish events. It is a time for household, close loved ones, friends without family, however…
Thanksgiving Recipes
30 Of the Best Ideas for Thanksgiving themed Appetizers

by admin October 3, 2022

by admin October 3, 2022

30 Of the Best Ideas for Thanksgiving themed Appetizers .Instead of linking a bow around a container, make a batch of these sweet peanuts and give them rather. Someone once…
Halloween Recipes
22 Best Halloween themed Birthday Cakes

by admin September 4, 2022

by admin September 4, 2022

22 Best Halloween themed Birthday Cakes .When you have actually ended up changing the house right into a haunted mansion and also have your frightening outfit all intended out, all…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?