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Thanksgiving Recipes
30 Of the Best Ideas for Thanksgiving Dinner Pringles

by admin August 9, 2024

by admin August 9, 2024

30 Of the Best Ideas for Thanksgiving Dinner Pringles .This is my first time doing Thanksgiving outside of my parent’s home (first time also cooking anything for Thanksgiving) so I…
Thanksgiving Recipes
Top 30 Thanksgiving Dinner Portland 2019

by admin July 25, 2024

by admin July 25, 2024

Top 30 Thanksgiving Dinner Portland 2019 .Instead of linking a bow around a container, make a set of these sweet peanuts and provide them instead. Someone as soon as informed…
Thanksgiving Recipes
30 Best Thanksgiving Dinner atlanta

by admin March 19, 2024

by admin March 19, 2024

30 Best Thanksgiving Dinner atlanta .I do not recognize the number of times I made that cheeseball last year during the holiday season and also every time, people requested the…
Thanksgiving Recipes
30 Best Ideas Thanksgiving Dinner Los Angeles

by admin January 12, 2024

by admin January 12, 2024

30 Best Ideas Thanksgiving Dinner Los Angeles .Instead of linking a bow around a container, make a set of these candied peanuts and offer them instead. Somebody once told me…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?