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snacks

Halloween Recipes
Top 22 Halloween Healthy Snacks for Classroom

by admin November 16, 2024

by admin November 16, 2024

Top 22 Halloween Healthy Snacks for Classroom .You can initially sidetrack your guests with Halloween beverages as well as fun tasks that the entire crew will certainly enjoy, prior to…
Fall Recipes
The 30 Best Ideas for Healthy Fall Snacks

by admin October 18, 2024

by admin October 18, 2024

The 30 Best Ideas for Healthy Fall Snacks .It’s been a visitor preferred recipe every fall considering that I shared it 3 years ago, as well as my household absolutely…
Halloween Recipes
The Best Healthy Halloween Snacks for School

by admin October 14, 2024

by admin October 14, 2024

The Best Healthy Halloween Snacks for School .Halloween Bloody Baked Rats This is an enjoyable, affordable, weird Halloween entree that will certainly make out as well as excite your dinner…
Thanksgiving Recipes
The Best Ideas for Healthy Thanksgiving Snacks

by admin April 10, 2024

by admin April 10, 2024

The Best Ideas for Healthy Thanksgiving Snacks .I don’t know exactly how lots of times I made that cheeseball last year during the holiday period and every time, individuals asked…
Christmas Recipes
Best 21 Healthy Christmas Party Snacks

by admin May 19, 2023

by admin May 19, 2023

Best 21 Healthy Christmas Party Snacks .Just days out from Christmas, and the RecipeTin Household still have not chosen our menu. This is not unusual. We like to toss suggestions…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?