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Fall Recipes
30 Of the Best Ideas for Healthy Fall Dessert Recipes

by admin September 27, 2022

by admin September 27, 2022

30 Of the Best Ideas for Healthy Fall Dessert Recipes .Welcome fall with these scrumptious autumn-inspired recipes. Each meal commemorates the flavors of our harvest, and several recipes feature seasonal…
Keto Recipes
Zesty Queso Keto Chicken Soup Recipes – Best Recipes Collection

by admin September 27, 2022

by admin September 27, 2022

Hello, welcome to our recipe blog site. Below you can get an overview on just how to make really tasty Zesty Queso Keto Chicken Soup recipes. The production process is…
Fall Recipes
The top 30 Ideas About Fall Dinner Recipes

by admin September 24, 2022

by admin September 24, 2022

The top 30 Ideas About Fall Dinner Recipes .This is a terrific recipe I found as well as transformed a little bit to fit my preference. I love the flavor…
Fall Recipes
30 Best Fall Recipes for Dinner

by admin September 13, 2022

by admin September 13, 2022

30 Best Fall Recipes for Dinner .This is a fantastic recipe I discovered as well as altered a little bit to match my preference. I enjoy the taste of pumpkin…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?