Best Recipes Compilation

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Christmas Recipes
The Best Ideas for Christmas Cookies Pictures

by admin March 17, 2025

by admin March 17, 2025

The Best Ideas for Christmas Cookies Pictures .Just days out of Christmas, as well as the RecipeTin Household still have not decided our food selection. This is not uncommon. We…
Thanksgiving Recipes
30 Of the Best Ideas for Thanksgiving Turkey Pictures Clip Art

by admin November 20, 2024

by admin November 20, 2024

30 Of the Best Ideas for Thanksgiving Turkey Pictures Clip Art .Instead of connecting a bow around a container, make a batch of these candied peanuts and also give them…
Thanksgiving Recipes
The 30 Best Ideas for Thanksgiving Turkey Pictures to Color

by admin November 20, 2024

by admin November 20, 2024

The 30 Best Ideas for Thanksgiving Turkey Pictures to Color .Seeking the excellent hostess gift? Rather than connecting a bow around a bottle, make a set of these candied peanuts…
Halloween Recipes
The Best Halloween Cakes Pictures

by admin August 9, 2024

by admin August 9, 2024

The Best Halloween Cakes Pictures .You can first distract your visitors with Halloween drinks and enjoyable tasks that the entire staff will certainly delight in, prior to treating them to…
Halloween Recipes
The Best Halloween Desserts Pictures

by admin June 18, 2024

by admin June 18, 2024

The Best Halloween Desserts Pictures .When you’ve ended up transforming the home right into a haunted mansion and also have your frightening costume all planned out, all that’s left to…
Fall Recipes
The top 30 Ideas About Fall Wedding Cakes Pictures

by admin March 1, 2024

by admin March 1, 2024

The top 30 Ideas About Fall Wedding Cakes Pictures .This is a terrific recipe I uncovered as well as changed a little bit to fit my preference. I enjoy the…
Thanksgiving Recipes
Top 30 Thanksgiving Desserts Pictures

by admin November 13, 2023

by admin November 13, 2023

Top 30 Thanksgiving Desserts Pictures .Looking for the perfect hostess present? Instead of linking a bow around a container, make a set of these sweet peanuts as well as provide…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?