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Thanksgiving Recipes
The top 30 Ideas About order Cooked Thanksgiving Turkey

by admin November 30, 2024

by admin November 30, 2024

The top 30 Ideas About order Cooked Thanksgiving Turkey .I simply wanted your opinion. This is my first time doing Thanksgiving beyond my parent’s house (first time even cooking anything…
Christmas Recipes
21 Best order Christmas Cookies

by admin June 27, 2024

by admin June 27, 2024

21 Best order Christmas Cookies .Christmas is one of the most standard of Finnish celebrations. It is a time for family members, close relatives, good friends without family members, however…
Thanksgiving Recipes
30 Of the Best Ideas for order Turkey for Thanksgiving

by admin February 22, 2024

by admin February 22, 2024

30 Of the Best Ideas for order Turkey for Thanksgiving .This is my first time doing Thanksgiving outside of my moms and dad’s house (very first time even cooking anything…
Thanksgiving Recipes
The top 30 Ideas About order Pies for Thanksgiving

by admin February 8, 2024

by admin February 8, 2024

The top 30 Ideas About order Pies for Thanksgiving .I don’t understand the amount of times I made that cheeseball last year throughout the holiday season and also each time,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?