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Italian Christmas

Christmas Recipes
The top 21 Ideas About Italian Christmas Eve Dinner

by admin April 12, 2024

by admin April 12, 2024

The top 21 Ideas About Italian Christmas Eve Dinner .Change your holiday dessert spread right into a fantasyland by serving standard French buche de Noel, or yule log cake. Rich…
Christmas Recipes
21 Ideas for Italian Christmas Candy

by admin October 8, 2023

by admin October 8, 2023

21 Ideas for Italian Christmas Candy .Transform your holiday dessert spread out right into a fantasyland by offering conventional French buche de Noel, or yule log cake. Abundant chocolate genoise…
Christmas Recipes
Best 21 Italian Christmas Cookie Recipes Giada

by admin August 28, 2023

by admin August 28, 2023

Best 21 Italian Christmas Cookie Recipes Giada .Simply days of Christmas, and also the RecipeTin Family members still have not decided our menu. This is not uncommon. We like to…
Christmas Recipes
Top 21 Italian Christmas Cookies Recipes with Pictures

by admin May 17, 2023

by admin May 17, 2023

Top 21 Italian Christmas Cookies Recipes with Pictures .Christmas is the most typical of Finnish celebrations. The great old conventional meals show up on the Christmas dining table year after…
Christmas Recipes
The 21 Best Ideas for Italian Christmas Side Dishes

by admin May 15, 2023

by admin May 15, 2023

The 21 Best Ideas for Italian Christmas Side Dishes .Simply days out from Christmas, and also the RecipeTin Household still have not chosen our food selection. This is not unusual.…
Christmas Recipes
21 Ideas for Italian Christmas Cookies Ricotta Cheese

by admin December 14, 2022

by admin December 14, 2022

21 Ideas for Italian Christmas Cookies Ricotta Cheese .Simply days out of Christmas, as well as the RecipeTin Household still have not chosen our menu. This is not unusual. We…
Christmas Recipes
21 Of the Best Ideas for Italian Christmas Appetizers

by admin November 25, 2022

by admin November 25, 2022

21 Of the Best Ideas for Italian Christmas Appetizers .Christmas is the most typical of Finnish events. The good old traditional dishes appear on the Christmas dining table year after…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?