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german

Christmas Recipes
The top 21 Ideas About German Christmas Bread Stollen Recipe

by admin August 14, 2023

by admin August 14, 2023

The top 21 Ideas About German Christmas Bread Stollen Recipe .Simply days of Christmas, and also the RecipeTin Family members still haven’t decided our food selection. This is not unusual.…
Christmas Recipes
The top 21 Ideas About German Christmas Dinner

by admin March 30, 2023

by admin March 30, 2023

The top 21 Ideas About German Christmas Dinner .Simply days out from Christmas, as well as the RecipeTin Family members still have not decided our menu. This is not uncommon.…
Christmas Recipes
Top 21 Traditional German Christmas Desserts

by admin January 25, 2023

by admin January 25, 2023

Top 21 Traditional German Christmas Desserts .Christmas is the most standard of Finnish celebrations. It is a time for family, close relatives, pals without household, yet most of all for…
Christmas Recipes
Best 21 Traditional German Christmas Cookies

by admin November 18, 2022

by admin November 18, 2022

Best 21 Traditional German Christmas Cookies .Change your holiday dessert spread out into a fantasyland by serving typical French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge…
Christmas Recipes
Top 21 German Christmas Cookies

by admin November 16, 2022

by admin November 16, 2022

Top 21 German Christmas Cookies .Transform your holiday dessert spread out right into a fantasyland by offering traditional French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?