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falls

Fall Recipes
The top 30 Ideas About Wedding Cakes Idaho Falls

by admin August 23, 2024

by admin August 23, 2024

The top 30 Ideas About Wedding Cakes Idaho Falls .Among my favored methods to welcome fall is with this One Pan Fall Chicken Dinner. It’s been a reader favorite recipe…
Fall Recipes
Top 30 Hot Dogs and Hot Dog Buns are Complements. if the Price Of A Hot Dog Falls, then

by admin July 21, 2024

by admin July 21, 2024

Top 30 Hot Dogs and Hot Dog Buns are Complements. if the Price Of A Hot Dog Falls, then .Welcome fall with these delicious autumn-inspired recipes. Each meal commemorates the…
Fall Recipes
Best 30 Noodles Menomonee Falls

by admin June 12, 2024

by admin June 12, 2024

Best 30 Noodles Menomonee Falls .It’s been a reader favorite recipe every fall since I shared it 3 years earlier, and also my household absolutely likes this dish. A should…
Fall Recipes
The top 30 Ideas About toms Gyros Idaho Falls

by admin June 5, 2024

by admin June 5, 2024

The top 30 Ideas About toms Gyros Idaho Falls .Welcome fall with these tasty autumn-inspired recipes. Each meal celebrates the flavors of our harvest, and also lots of recipes feature…
Fall Recipes
The 30 Best Ideas for Noodles and Company Idaho Falls

by admin April 7, 2024

by admin April 7, 2024

The 30 Best Ideas for Noodles and Company Idaho Falls .One of my preferred ways to welcome fall is with this One Frying Pan Autumn Chicken Dinner. It’s been a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?