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easy christmas cookies recipes

Christmas Recipes
The Best Easy Christmas Cookies Recipes with Pictures

by admin May 6, 2024

by admin May 6, 2024

The Best Easy Christmas Cookies Recipes with Pictures .Christmas is one of the most traditional of Finnish celebrations. It is a time for family, close family members, close friends without…
Christmas Recipes
21 Of the Best Ideas for Easy Christmas Baking Recipes

by admin February 1, 2024

by admin February 1, 2024

21 Of the Best Ideas for Easy Christmas Baking Recipes .Simply days out from Christmas, and also the RecipeTin Family still haven’t determined our food selection. This is not uncommon.…
Christmas Recipes
The Best Ideas for Easy Christmas Fudge

by admin July 24, 2023

by admin July 24, 2023

The Best Ideas for Easy Christmas Fudge .Christmas is one of the most conventional of Finnish festivals. It is a time for household, close loved ones, friends without family, but…
Christmas Recipes
Top 21 Easy Christmas Dessert Recipes

by admin May 7, 2023

by admin May 7, 2023

Top 21 Easy Christmas Dessert Recipes .Christmas is the most typical of Finnish celebrations. It is a time for family, close relatives, friends without family, yet most of all for…
Christmas Recipes
21 Ideas for Easy Christmas Cookies to Make

by admin April 18, 2023

by admin April 18, 2023

21 Ideas for Easy Christmas Cookies to Make .Transform your holiday dessert spread out into a fantasyland by serving typical French buche de Noel, or yule log cake. Rich chocolate…
Christmas Recipes
21 Ideas for Easy Christmas Baking Ideas

by admin January 18, 2023

by admin January 18, 2023

21 Ideas for Easy Christmas Baking Ideas .Christmas is the most standard of Finnish celebrations. The good old standard dishes appear on the Christmas eating table year after year. …
Christmas Recipes
The Best Ideas for Easy Christmas Appetizers

by admin December 22, 2022

by admin December 22, 2022

The Best Ideas for Easy Christmas Appetizers .Simply days out from Christmas, and the RecipeTin Family still have not chosen our menu. This is not unusual. We like to toss…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?