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easy christmas cookies

Christmas Recipes
The Best Easy Christmas Cupcakes

by admin June 14, 2023

by admin June 14, 2023

The Best Easy Christmas Cupcakes .Christmas is the most typical of Finnish events. The excellent old typical recipes show up on the Christmas dining table year after year. 1.…
Christmas Recipes
Best 21 Easy Christmas Eve Appetizers

by admin June 13, 2023

by admin June 13, 2023

Best 21 Easy Christmas Eve Appetizers .Transform your holiday dessert spread out right into a fantasyland by serving traditional French buche de Noel, or yule log cake. Abundant chocolate genoise…
Christmas Recipes
21 Ideas for Easy Christmas Dinners Recipes

by admin June 7, 2023

by admin June 7, 2023

21 Ideas for Easy Christmas Dinners Recipes .Christmas is one of the most conventional of Finnish events. It is a time for household, close family members, good friends without household,…
Christmas Recipes
Best 21 Easy Christmas Sugar Cookies

by admin May 9, 2023

by admin May 9, 2023

Best 21 Easy Christmas Sugar Cookies .Christmas is the most standard of Finnish festivals. The excellent old typical dishes show up on the Christmas eating table year after year. …
Christmas Recipes
21 Ideas for Easy Christmas Baking Ideas

by admin January 18, 2023

by admin January 18, 2023

21 Ideas for Easy Christmas Baking Ideas .Christmas is the most standard of Finnish celebrations. The good old standard dishes appear on the Christmas eating table year after year. …
Christmas Recipes
21 Of the Best Ideas for Easy Christmas Dinners for Two

by admin January 12, 2023

by admin January 12, 2023

21 Of the Best Ideas for Easy Christmas Dinners for Two .Change your holiday dessert spread right into a fantasyland by serving standard French buche de Noel, or yule log…
Christmas Recipes
The Best Easy Christmas Cookies Recipe

by admin January 11, 2023

by admin January 11, 2023

The Best Easy Christmas Cookies Recipe .Simply days of Christmas, and also the RecipeTin Family still have not chosen our food selection. This is not unusual. We like to toss…
Christmas Recipes
The top 21 Ideas About Easy Christmas Cookies for Kids

by admin January 4, 2023

by admin January 4, 2023

The top 21 Ideas About Easy Christmas Cookies for Kids .Change your holiday dessert spread out into a fantasyland by serving standard French buche de Noel, or yule log cake.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?