Best Recipes Compilation

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Diy Christmas

Christmas Recipes
21 Of the Best Ideas for Diy Christmas Candy

by admin May 24, 2024

by admin May 24, 2024

21 Of the Best Ideas for Diy Christmas Candy .Christmas is the most standard of Finnish festivals. It is a time for family, close relatives, buddies without family members, however…
Christmas Recipes
21 Best Diy Christmas Crackers

by admin August 3, 2023

by admin August 3, 2023

21 Best Diy Christmas Crackers .Christmas is the most standard of Finnish festivals. It is a time for household, close family members, close friends without family, but most importantly for…
Christmas Recipes
The 21 Best Ideas for Diy Christmas Candy Decorations

by admin June 13, 2023

by admin June 13, 2023

The 21 Best Ideas for Diy Christmas Candy Decorations .Christmas is the most conventional of Finnish festivals. The excellent old standard dishes show up on the Christmas dining table year…
Christmas Recipes
The 21 Best Ideas for Diy Christmas Food Gifts

by admin January 28, 2023

by admin January 28, 2023

The 21 Best Ideas for Diy Christmas Food Gifts .Christmas is the most typical of Finnish celebrations. The good old conventional recipes appear on the Christmas eating table year after…
Christmas Recipes
The Best Diy Christmas Cookies

by admin December 5, 2022

by admin December 5, 2022

The Best Diy Christmas Cookies .Transform your holiday dessert spread out into a fantasyland by serving standard French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge cake)…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?