Best Recipes Compilation

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cookies

Christmas Recipes
Best 21 Santa Christmas Cookies

by admin March 15, 2023

by admin March 15, 2023

Best 21 Santa Christmas Cookies .Christmas is the most standard of Finnish events. The great old conventional dishes appear on the Christmas dining table year after year. 1. All…
Christmas Recipes
The top 21 Ideas About Easy Decorative Christmas Cookies

by admin March 14, 2023

by admin March 14, 2023

The top 21 Ideas About Easy Decorative Christmas Cookies .Change your holiday dessert spread out into a fantasyland by serving typical French buche de Noel, or yule log cake. Abundant…
Christmas Recipes
The Best Ideas for Christmas Cookies 2019 Movie

by admin March 11, 2023

by admin March 11, 2023

The Best Ideas for Christmas Cookies 2019 Movie .Just days of Christmas, as well as the RecipeTin Household still have not decided our menu. This is not uncommon. We such…
Christmas Recipes
The Best Christmas Cookies and Holiday Hearts

by admin March 9, 2023

by admin March 9, 2023

The Best Christmas Cookies and Holiday Hearts .Christmas is the most typical of Finnish celebrations. It is a time for household, close relatives, buddies without family, yet above all for…
Christmas Recipes
21 Ideas for Diabetic Christmas Cookies Recipes

by admin March 8, 2023

by admin March 8, 2023

21 Ideas for Diabetic Christmas Cookies Recipes .Simply days out of Christmas, and the RecipeTin Family members still have not decided our food selection. This is not unusual. We such…
Christmas Recipes
21 Best Cranberry Christmas Cookies

by admin March 7, 2023

by admin March 7, 2023

21 Best Cranberry Christmas Cookies .Simply days out from Christmas, and the RecipeTin Household still have not chosen our food selection. This is not uncommon. We like to throw ideas…
Christmas Recipes
The Best Ideas for Recipe for Christmas Cookies

by admin March 5, 2023

by admin March 5, 2023

The Best Ideas for Recipe for Christmas Cookies .Simply days of Christmas, and the RecipeTin Family members still haven’t decided our menu. This is not unusual. We such as to…
Christmas Recipes
The 21 Best Ideas for Czech Christmas Cookies

by admin February 28, 2023

by admin February 28, 2023

The 21 Best Ideas for Czech Christmas Cookies .Christmas is one of the most typical of Finnish festivals. It is a time for family members, close loved ones, close friends…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?