Best Recipes Compilation

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Christmas Recipes
21 Best Ideas Christmas Tree Bread Rolls

by admin February 9, 2025

by admin February 9, 2025

21 Best Ideas Christmas Tree Bread Rolls .Christmas is the most typical of Finnish festivals. It is a time for family, close loved ones, buddies without family, yet most importantly…
Christmas Recipes
21 Of the Best Ideas for Christmas Tree Shaped Appetizers

by admin February 7, 2025

by admin February 7, 2025

21 Of the Best Ideas for Christmas Tree Shaped Appetizers .Just days out from Christmas, and also the RecipeTin Family members still haven’t decided our menu. This is not uncommon.…
Christmas Recipes
21 Best Christmas Tree Bread

by admin February 3, 2024

by admin February 3, 2024

21 Best Christmas Tree Bread .Just days out of Christmas, and also the RecipeTin Household still have not chosen our food selection. This is not uncommon. We like to toss…
Christmas Recipes
21 Of the Best Ideas for Christmas Tree Desserts

by admin October 6, 2023

by admin October 6, 2023

21 Of the Best Ideas for Christmas Tree Desserts .Christmas is the most typical of Finnish celebrations. The great old traditional dishes appear on the Christmas eating table year after…
Christmas Recipes
The top 21 Ideas About Christmas Tree Candy

by admin September 30, 2023

by admin September 30, 2023

The top 21 Ideas About Christmas Tree Candy .Change your holiday dessert spread out into a fantasyland by serving standard French buche de Noel, or yule log cake. Abundant chocolate…
Christmas Recipes
The Best Ideas for Christmas Tree Sugar Cookies

by admin August 4, 2023

by admin August 4, 2023

The Best Ideas for Christmas Tree Sugar Cookies .Just days out from Christmas, and also the RecipeTin Family still haven’t determined our menu. This is not uncommon. We like to…
Christmas Recipes
21 Of the Best Ideas for Christmas Tree Snack Cakes

by admin March 19, 2023

by admin March 19, 2023

21 Of the Best Ideas for Christmas Tree Snack Cakes .Change your holiday dessert spread out right into a fantasyland by serving traditional French buche de Noel, or yule log…
Christmas Recipes
Best 21 Christmas Tree Cookies

by admin January 16, 2023

by admin January 16, 2023

Best 21 Christmas Tree Cookies .Christmas is the most typical of Finnish celebrations. The good old conventional meals show up on the Christmas dining table year after year. 1.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?