Best Recipes Compilation

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Christmas Eve

Christmas Recipes
21 Best Christmas Eve Dinner Menu

by admin January 3, 2024

by admin January 3, 2024

21 Best Christmas Eve Dinner Menu .Transform your holiday dessert spread into a fantasyland by serving conventional French buche de Noel, or yule log cake. Rich chocolate genoise (sponge cake)…
Christmas Recipes
The top 21 Ideas About Christmas Eve Dinner Recipes

by admin September 6, 2023

by admin September 6, 2023

The top 21 Ideas About Christmas Eve Dinner Recipes .Simply days of Christmas, and also the RecipeTin Family members still have not chosen our food selection. This is not unusual.…
Christmas Recipes
Top 21 Christmas Eve Dinners

by admin July 12, 2023

by admin July 12, 2023

Top 21 Christmas Eve Dinners .Transform your holiday dessert spread out into a fantasyland by serving traditional French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge cake)…
Christmas Recipes
21 Best Ideas Christmas Eve Dinners Recipes

by admin May 1, 2023

by admin May 1, 2023

21 Best Ideas Christmas Eve Dinners Recipes .Just days out from Christmas, as well as the RecipeTin Family members still have not chosen our menu. This is not uncommon. We…
Christmas Recipes
Best 21 Christmas Eve Fish Dinners

by admin January 8, 2023

by admin January 8, 2023

Best 21 Christmas Eve Fish Dinners .Simply days of Christmas, as well as the RecipeTin Family still haven’t decided our food selection. This is not uncommon. We like to throw…
Christmas Recipes
The Best Christmas Eve Dinner Ideas

by admin November 6, 2022

by admin November 6, 2022

The Best Christmas Eve Dinner Ideas .Christmas is the most traditional of Finnish events. It is a time for household, close relatives, friends without household, yet most importantly for the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?