Best Recipes Compilation

Tag:

Christmas Baking

Christmas Recipes
21 Best Christmas Baking Squares

by admin July 10, 2023

by admin July 10, 2023

21 Best Christmas Baking Squares .Transform your holiday dessert spread into a fantasyland by serving conventional French buche de Noel, or yule log cake. Rich chocolate genoise (sponge cake) is…
Christmas Recipes
Best 21 Christmas Baking Pans

by admin April 21, 2023

by admin April 21, 2023

Best 21 Christmas Baking Pans .Just days of Christmas, and also the RecipeTin Household still have not chosen our food selection. This is not uncommon. We such as to toss…
Christmas Recipes
The 21 Best Ideas for Christmas Baking Games

by admin March 17, 2023

by admin March 17, 2023

The 21 Best Ideas for Christmas Baking Games .Transform your holiday dessert spread out right into a fantasyland by offering traditional French buche de Noel, or yule log cake. Abundant…
Christmas Recipes
21 Best Ideas Christmas Baking Ideas

by admin February 22, 2023

by admin February 22, 2023

21 Best Ideas Christmas Baking Ideas .Just days of Christmas, and also the RecipeTin Household still haven’t chosen our food selection. This is not uncommon. We like to toss ideas…
Christmas Recipes
21 Best Ideas Christmas Baking Championship

by admin February 16, 2023

by admin February 16, 2023

21 Best Ideas Christmas Baking Championship .Just days out of Christmas, and also the RecipeTin Household still haven’t determined our food selection. This is not uncommon. We like to throw…
Christmas Recipes
21 Best Christmas Baking Gifts

by admin January 22, 2023

by admin January 22, 2023

21 Best Christmas Baking Gifts .Simply days out from Christmas, and also the RecipeTin Household still have not determined our food selection. This is not uncommon. We like to toss…
Christmas Recipes
21 Best Christmas Baking Gift Ideas

by admin December 11, 2022

by admin December 11, 2022

21 Best Christmas Baking Gift Ideas .Just days out from Christmas, as well as the RecipeTin Family still have not chosen our menu. This is not unusual. We such as…
Christmas Recipes
21 Best Christmas Baking Ideas for Kids

by admin November 19, 2022

by admin November 19, 2022

21 Best Christmas Baking Ideas for Kids .Simply days of Christmas, and the RecipeTin Family members still haven’t chosen our menu. This is not unusual. We like to toss suggestions…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?