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candy cane

Christmas Recipes
The top 21 Ideas About Candy Cane Christmas Stockings

by admin February 17, 2023

by admin February 17, 2023

The top 21 Ideas About Candy Cane Christmas Stockings .Christmas is the most conventional of Finnish celebrations. The excellent old traditional meals appear on the Christmas eating table year after…
Christmas Recipes
21 Of the Best Ideas for Candy Cane Christmas Decorations

by admin February 11, 2023

by admin February 11, 2023

21 Of the Best Ideas for Candy Cane Christmas Decorations .Change your holiday dessert spread right into a fantasyland by offering conventional French buche de Noel, or yule log cake.…
Christmas Recipes
21 Of the Best Ideas for Candy Cane Christmas Wreath

by admin February 5, 2023

by admin February 5, 2023

21 Of the Best Ideas for Candy Cane Christmas Wreath .Christmas is one of the most conventional of Finnish festivals. It is a time for family members, close family members,…
Christmas Recipes
21 Ideas for Candy Cane Christmas Lights

by admin January 7, 2023

by admin January 7, 2023

21 Ideas for Candy Cane Christmas Lights .Christmas is the most typical of Finnish celebrations. The excellent old typical dishes appear on the Christmas dining table year after year. …
Christmas Recipes
21 Best Ideas Candy Cane Christmas Tree

by admin December 21, 2022

by admin December 21, 2022

21 Best Ideas Candy Cane Christmas Tree .Simply days out of Christmas, and the RecipeTin Family members still haven’t determined our food selection. This is not uncommon. We like to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?