Best Recipes Compilation

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birthday

Fall Recipes
30 Best Ideas Fallout Birthday Cake

by admin October 20, 2024

by admin October 20, 2024

30 Best Ideas Fallout Birthday Cake .Welcome fall with these delicious autumn-inspired recipes. Each meal celebrates the flavors of our harvest, as well as several recipes include seasonal produce, like…
Halloween Recipes
22 Of the Best Ideas for Birthday Cake Halloween Costume

by admin September 24, 2024

by admin September 24, 2024

22 Of the Best Ideas for Birthday Cake Halloween Costume .Halloween Bloody Baked Rats This is a fun, low-cost, creepy Halloween entree that will certainly earn out and impress your…
Halloween Recipes
22 Best Ideas Halloween Birthday Cake

by admin August 21, 2024

by admin August 21, 2024

22 Best Ideas Halloween Birthday Cake .You can first sidetrack your guests with Halloween beverages as well as fun tasks that the entire staff will certainly take pleasure in, before…
Christmas Recipes
21 Ideas for Christmas Birthday Cake

by admin June 11, 2024

by admin June 11, 2024

21 Ideas for Christmas Birthday Cake .Transform your holiday dessert spread out into a fantasyland by serving typical French buche de Noel, or yule log cake. Rich chocolate genoise (sponge…
Christmas Recipes
21 Of the Best Ideas for Christmas Birthday Cake Ideas

by admin June 4, 2024

by admin June 4, 2024

21 Of the Best Ideas for Christmas Birthday Cake Ideas .Change your holiday dessert spread into a fantasyland by serving standard French buche de Noel, or yule log cake. Abundant…
Fall Recipes
30 Ideas for Fall Birthday Cake Ideas

by admin April 8, 2024

by admin April 8, 2024

30 Ideas for Fall Birthday Cake Ideas .Invite fall with these scrumptious autumn-inspired recipes. Each recipe celebrates the flavors of our harvest, as well as lots of recipes feature seasonal…
Halloween Recipes
22 Best Halloween themed Birthday Cakes

by admin September 4, 2022

by admin September 4, 2022

22 Best Halloween themed Birthday Cakes .When you have actually ended up changing the house right into a haunted mansion and also have your frightening outfit all intended out, all…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?