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appetizers

Christmas Recipes
21 Ideas for Christmas Eve Appetizers

by admin January 22, 2023

by admin January 22, 2023

21 Ideas for Christmas Eve Appetizers .Just days out from Christmas, and the RecipeTin Household still haven’t determined our food selection. This is not uncommon. We such as to throw…
Christmas Recipes
The top 21 Ideas About Christmas Fruit Appetizers

by admin January 19, 2023

by admin January 19, 2023

The top 21 Ideas About Christmas Fruit Appetizers .Transform your holiday dessert spread out into a fantasyland by offering typical French buche de Noel, or yule log cake. Rich chocolate…
Christmas Recipes
The 21 Best Ideas for Easy Christmas Appetizers Finger Foods

by admin January 14, 2023

by admin January 14, 2023

The 21 Best Ideas for Easy Christmas Appetizers Finger Foods .Transform your holiday dessert spread into a fantasyland by serving conventional French buche de Noel, or yule log cake. Rich…
Christmas Recipes
Top 21 Great Appetizers for Christmas Party

by admin October 28, 2022

by admin October 28, 2022

Top 21 Great Appetizers for Christmas Party .Transform your holiday dessert spread into a fantasyland by serving traditional French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge…
Christmas Recipes
21 Best Easy Christmas Party Appetizers

by admin October 23, 2022

by admin October 23, 2022

21 Best Easy Christmas Party Appetizers .Just days out from Christmas, as well as the RecipeTin Household still have not determined our food selection. This is not uncommon. We like…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?