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Thanksgiving Recipes
30 Of the Best Ideas for Thanksgiving Side Dishes Make Ahead

by admin October 9, 2024

by admin October 9, 2024

30 Of the Best Ideas for Thanksgiving Side Dishes Make Ahead .This is my first time doing Thanksgiving outside of my moms and dad’s residence (very first time also cooking…
Thanksgiving Recipes
30 Best Ideas Make Ahead Thanksgiving Appetizers

by admin August 15, 2024

by admin August 15, 2024

30 Best Ideas Make Ahead Thanksgiving Appetizers .Rather of connecting a bow around a bottle, make a set of these sweet peanuts and also give them instead. Somebody once informed…
Thanksgiving Recipes
Best 30 Make Ahead Sides for Thanksgiving

by admin August 3, 2024

by admin August 3, 2024

Best 30 Make Ahead Sides for Thanksgiving .I just wanted your point of view. This is my first time doing Thanksgiving beyond my moms and dad’s home (first time even…
Thanksgiving Recipes
Best 30 Thanksgiving Appetizers Make Ahead

by admin March 18, 2024

by admin March 18, 2024

Best 30 Thanksgiving Appetizers Make Ahead .Trying to find the excellent person hosting gift? Instead of tying a bow around a bottle, make a batch of these candied peanuts and…
Christmas Recipes
21 Of the Best Ideas for Christmas Dinner Side Dishes Make Ahead

by admin February 21, 2024

by admin February 21, 2024

21 Of the Best Ideas for Christmas Dinner Side Dishes Make Ahead .Simply days of Christmas, as well as the RecipeTin Family members still haven’t decided our food selection. This…
Thanksgiving Recipes
Best 30 Make Ahead Dishes for Thanksgiving

by admin February 12, 2024

by admin February 12, 2024

Best 30 Make Ahead Dishes for Thanksgiving .I don’t understand how many times I made that cheeseball last year during the holiday season and also every single time, individuals asked…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?