Best Recipes Compilation

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Fall Recipes
30 Best Ideas Fall Main Dishes

by admin July 24, 2021

by admin July 24, 2021

30 Best Ideas Fall Main Dishes .This is a remarkable recipe I transformed a bit and uncovered to suit my preference. I love the flavor of pumpkin as well as…
Christmas Recipes
Best 21 Christmas Mints Candy

by admin July 24, 2021

by admin July 24, 2021

Best 21 Christmas Mints Candy .Change your holiday dessert spread into a fantasyland by serving traditional French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge cake) is…
Thanksgiving Recipes
The Best Ideas for Thanksgiving Video Full Of Turkey

by admin July 23, 2021

by admin July 23, 2021

The Best Ideas for Thanksgiving Video Full Of Turkey .I simply desired your point of view. This is my first time doing Thanksgiving beyond my parent’s residence (first time even…
Halloween Recipes
22 Of the Best Ideas for Starbucks Halloween Drinks

by admin July 23, 2021

by admin July 23, 2021

22 Of the Best Ideas for Starbucks Halloween Drinks .When you have actually completed transforming the home into a haunted manor as well as have your scary costume all intended…
Fall Recipes
Top 30 Light Fall Desserts

by admin July 23, 2021

by admin July 23, 2021

Top 30 Light Fall Desserts .Welcome fall with these scrumptious autumn-inspired recipes. Each meal commemorates the flavors of our harvest, as well as several recipes include seasonal produce, like apples,…
Christmas Recipes
The 21 Best Ideas for Christmas Cookies with Powdered Sugar

by admin July 22, 2021

by admin July 22, 2021

The 21 Best Ideas for Christmas Cookies with Powdered Sugar .Simply days out from Christmas, as well as the RecipeTin Household still haven’t decided our food selection. This is not…
Christmas Recipes
21 Best Ideas Christmas Candy for Kids

by admin July 22, 2021

by admin July 22, 2021

21 Best Ideas Christmas Candy for Kids .Christmas is the most standard of Finnish events. The excellent old conventional dishes appear on the Christmas dining table year after year. …
Thanksgiving Recipes
30 Ideas for Gluten Free Thanksgiving Sides

by admin July 22, 2021

by admin July 22, 2021

30 Ideas for Gluten Free Thanksgiving Sides .This is my first time doing Thanksgiving outside of my moms and dad’s house (initial time even cooking anything for Thanksgiving) so I…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?