Best Recipes Compilation

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Christmas Recipes
21 Best Cheap Christmas Candy

by admin January 14, 2021

by admin January 14, 2021

21 Best Cheap Christmas Candy .Christmas is the most typical of Finnish events. The great old standard meals show up on the Christmas eating table year after year. 1.…
Christmas Recipes
The Best Christmas Cup Cakes

by admin January 14, 2021

by admin January 14, 2021

The Best Christmas Cup Cakes .Transform your holiday dessert spread out right into a fantasyland by serving typical French buche de Noel, or yule log cake. Abundant chocolate genoise (sponge…
Christmas Recipes
The 21 Best Ideas for Christmas Appetizers Pinterest

by admin January 14, 2021

by admin January 14, 2021

The 21 Best Ideas for Christmas Appetizers Pinterest .Simply days out from Christmas, and the RecipeTin Household still haven’t decided our menu. This is not unusual. We like to toss…
Christmas Recipes
Top 21 Christmas Prime Rib Dinner

by admin January 13, 2021

by admin January 13, 2021

Top 21 Christmas Prime Rib Dinner .Transform your holiday dessert spread right into a fantasyland by serving standard French buche de Noel, or yule log cake. Rich chocolate genoise (sponge…
Christmas Recipes
The Best Cute Christmas Cupcakes

by admin January 13, 2021

by admin January 13, 2021

The Best Cute Christmas Cupcakes .Transform your holiday dessert spread out into a fantasyland by serving conventional French buche de Noel, or yule log cake. Rich chocolate genoise (sponge cake)…
Christmas Recipes
Best 21 top Christmas Cookies

by admin January 13, 2021

by admin January 13, 2021

Best 21 top Christmas Cookies .Christmas is the most conventional of Finnish festivals. The excellent old traditional dishes show up on the Christmas eating table year after year. 1.…
Christmas Recipes
The 21 Best Ideas for Christmas Cookies Borders

by admin January 13, 2021

by admin January 13, 2021

The 21 Best Ideas for Christmas Cookies Borders .Christmas is the most standard of Finnish events. The excellent old traditional meals show up on the Christmas dining table year after…
Christmas Recipes
The 21 Best Ideas for Christmas Crack Candy Recipe

by admin January 12, 2021

by admin January 12, 2021

The 21 Best Ideas for Christmas Crack Candy Recipe .Christmas is the most standard of Finnish celebrations. The great old traditional dishes show up on the Christmas dining table year…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?