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thanksgiving

Thanksgiving Recipes
30 Best Ideas Different Thanksgiving Side Dishes

by admin June 24, 2019

by admin June 24, 2019

30 Best Ideas Different Thanksgiving Side Dishes .Searching for the excellent hostess present? Rather than tying a bow around a container, make a batch of these sweet peanuts and also…
Thanksgiving Recipes
The top 30 Ideas About Publix Thanksgiving Dinner

by admin June 23, 2019

by admin June 23, 2019

The top 30 Ideas About Publix Thanksgiving Dinner .I do not understand exactly how numerous times I made that cheeseball last year during the holiday season and every time, people…
Thanksgiving Recipes
30 Best Ideas Best Thanksgiving Desserts 2019

by admin June 22, 2019

by admin June 22, 2019

30 Best Ideas Best Thanksgiving Desserts 2019 .Trying to find the excellent hostess present? As opposed to linking a bow around a bottle, make a set of these sweet peanuts…
Thanksgiving Recipes
Top 30 Non Traditional Thanksgiving Dinner

by admin June 20, 2019

by admin June 20, 2019

Top 30 Non Traditional Thanksgiving Dinner .I do not know the number of times I made that cheeseball last year throughout the holiday season and every time, people requested for…
Thanksgiving Recipes
Top 30 Thanksgiving Dinner Catering

by admin June 19, 2019

by admin June 19, 2019

Top 30 Thanksgiving Dinner Catering .I don’t recognize the number of times I made that cheeseball last year during the holiday as well as every time, people requested for the…
Thanksgiving Recipes
The Best Ideas for Easy Thanksgiving Turkey Recipes

by admin June 17, 2019

by admin June 17, 2019

The Best Ideas for Easy Thanksgiving Turkey Recipes .I don’t recognize just how numerous times I made that cheeseball last year throughout the holiday period and also every time, individuals…
Thanksgiving Recipes
Best 30 Make Ahead Sides for Thanksgiving

by admin June 15, 2019

by admin June 15, 2019

Best 30 Make Ahead Sides for Thanksgiving .I just wanted your point of view. This is my first time doing Thanksgiving beyond my moms and dad’s home (first time even…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?