Best Recipes Compilation

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recipes

Halloween Recipes
The Best Ideas for Halloween Sugar Cookies Recipes

by admin August 27, 2022

by admin August 27, 2022

The Best Ideas for Halloween Sugar Cookies Recipes .When you have actually completed changing your home right into a haunted mansion and have your scary outfit all planned out, all…
Halloween Recipes
The Best Recipes for Halloween Cookies

by admin August 21, 2022

by admin August 21, 2022

The Best Recipes for Halloween Cookies .When you’ve finished transforming the house right into a haunted mansion and have your terrifying costume all planned out, all that’s entrusted to do…
Fall Recipes
Top 30 Fall Breakfast Recipes

by admin August 11, 2022

by admin August 11, 2022

Top 30 Fall Breakfast Recipes .Welcome fall with these delicious autumn-inspired recipes. Each recipe commemorates the tastes of our harvest, as well as numerous recipes include seasonal fruit and vegetables,…
Thanksgiving Recipes
30 Best Ideas Thanksgiving Sweet Potato Recipes

by admin August 9, 2022

by admin August 9, 2022

30 Best Ideas Thanksgiving Sweet Potato Recipes .This is my initial time doing Thanksgiving outside of my parent’s residence (first time even cooking anything for Thanksgiving) so I want to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?