Best Recipes Compilation

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decorated

Christmas Recipes
Best 21 Decorated Christmas Trees Cookies

by admin February 13, 2024

by admin February 13, 2024

Best 21 Decorated Christmas Trees Cookies .Transform your holiday dessert spread out into a fantasyland by serving conventional French buche de Noel, or yule log cake. Rich chocolate genoise (sponge…
Christmas Recipes
The top 21 Ideas About Decorated Christmas Cakes

by admin August 6, 2023

by admin August 6, 2023

The top 21 Ideas About Decorated Christmas Cakes .Transform your holiday dessert spread right into a fantasyland by offering typical French buche de Noel, or yule log cake. Abundant chocolate…
Christmas Recipes
Top 21 Christmas Cookies Decorated

by admin June 9, 2023

by admin June 9, 2023

Top 21 Christmas Cookies Decorated .Simply days out of Christmas, as well as the RecipeTin Family members still haven’t determined our food selection. This is not unusual. We such as…
Christmas Recipes
21 Ideas for Decorated Christmas Cookies Pinterest

by admin October 21, 2022

by admin October 21, 2022

21 Ideas for Decorated Christmas Cookies Pinterest .Transform your holiday dessert spread out into a fantasyland by serving typical French buche de Noel, or yule log cake. Abundant chocolate genoise…
Halloween Recipes
22 Best Halloween Decorated Cakes

by admin June 10, 2022

by admin June 10, 2022

22 Best Halloween Decorated Cakes .When you have actually completed transforming the house right into a haunted mansion and also have your frightening costume all planned out, all that’s left…
Christmas Recipes
21 Of the Best Ideas for Decorated Christmas Sugar Cookies

by admin April 17, 2022

by admin April 17, 2022

21 Of the Best Ideas for Decorated Christmas Sugar Cookies .Christmas is the most typical of Finnish celebrations. It is a time for household, close relatives, buddies without household, but…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?